Photos of her supposedly dead husband on her son's computer ruined a woman's life insurance scam.
A woman in the United States tried to defraud a life insurance company of more than $2 million by falsely claiming that her former husband died.
Irina Vorotinov was charged with mail fraud while her son Alkon Vorotinov was charged with actively concealing the fraudulent scheme.
According to the criminal complaint and documents filed in court, on April 22, 2010, Igor Vorotinov purchased a life insurance policy on his own life from Mutual of Omaha, and listed Irina and Alkon as the beneficiaries.
On October 1, 2011, police in Moldova received a phone call reporting a dead body. Documents recovered from the body, including a passport, hotel cards, and contact phone numbers, identified the man as Igor Vorotinov.
Irina traveled to Moldova to identify the body, which she said was Igor’s. She requested, the body be cremated on October 20, 2011, in the Ukraine. She returned to Minnesota on October 29, 2011, and filed a death claim with Mutual of Omaha on November 7, 2011.
Mutual of Omaha paid Irina $2,048,414.09 on March 23, 2012. Between March 29, 2012 and January 2015, Irina and Alkon together transferred more than $1.5 million of the life insurance proceeds to accounts located in Switzerland and Moldova.
But the plan went awry on Nov 27th 2013 when Alkon was stopped by Customs and Border Protection in Detroit upon returning from a trip to Moldova. A computer seized by CBP agents contained digital photographs of Igor Vorotinov taken on April 19, 2013 and on May 12, 2013, in which Igor is alive.
Assistant United States Attorney David J. MacLaughlin, who is prosecuting the case, said: “Fraud against insurance companies drives up the premiums paid by legitimate insureds. Those who cheat insurance companies should expect to be investigated, prosecuted, and held accountable for the economic harm inflicted on those who deal honestly with the insurance industry.”
Irina Vorotinov was charged with mail fraud while her son Alkon Vorotinov was charged with actively concealing the fraudulent scheme.
According to the criminal complaint and documents filed in court, on April 22, 2010, Igor Vorotinov purchased a life insurance policy on his own life from Mutual of Omaha, and listed Irina and Alkon as the beneficiaries.
On October 1, 2011, police in Moldova received a phone call reporting a dead body. Documents recovered from the body, including a passport, hotel cards, and contact phone numbers, identified the man as Igor Vorotinov.
Irina traveled to Moldova to identify the body, which she said was Igor’s. She requested, the body be cremated on October 20, 2011, in the Ukraine. She returned to Minnesota on October 29, 2011, and filed a death claim with Mutual of Omaha on November 7, 2011.
Mutual of Omaha paid Irina $2,048,414.09 on March 23, 2012. Between March 29, 2012 and January 2015, Irina and Alkon together transferred more than $1.5 million of the life insurance proceeds to accounts located in Switzerland and Moldova.
But the plan went awry on Nov 27th 2013 when Alkon was stopped by Customs and Border Protection in Detroit upon returning from a trip to Moldova. A computer seized by CBP agents contained digital photographs of Igor Vorotinov taken on April 19, 2013 and on May 12, 2013, in which Igor is alive.
Assistant United States Attorney David J. MacLaughlin, who is prosecuting the case, said: “Fraud against insurance companies drives up the premiums paid by legitimate insureds. Those who cheat insurance companies should expect to be investigated, prosecuted, and held accountable for the economic harm inflicted on those who deal honestly with the insurance industry.”
